Retirement planning

FILE- In this Feb. 21, 2019, file photo a recently constructed home, left, is reflected in water, in Natick, Mass. Before squeezing every last nickel into a down payment on a home mortgage, set some cash aside to handle unexpected expenses after the closing. (AP Photo/Steven Senne, File)
April 25, 2019 - 10:01 am
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right...
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March 01, 2019 - 6:03 pm
NEW YORK (AP) — The NFL's salary cap will jump $11 million next season to $188.2 million. In the ninth year of the 10-year labor agreement, the cap moves up from $177.2 million. It has increased in every year of the contract, with the biggest move in 2015 to 2016, when it went up by just under $12...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 11, 2019 - 7:06 am
Plenty has been written about American workers' failure to plan adequately for retirement. Their employers seem to be doing an even worse job. Only 1 in 10 large employers offers a formal phased-retirement program that lets workers cut back their hours or responsibilities before they quit work...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 28, 2019 - 7:12 am
If you're getting a divorce , it pays to keep quiet on social media, says New York divorce attorney Jacqueline Newman. Trashing a soon-to-be ex or boasting about your great new life can complicate divorce negotiations. One client's husband, for example, insisted he couldn't afford a proposed...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 23, 2019 - 8:39 am
Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it costs ($43,300 for out-of-state residents) and how much he can expect his single mother to contribute: nothing. "That's protecting my retirement," says...
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January 18, 2019 - 10:43 am
Cheers, friends! It's a new year. Time to set some well-intentioned — but typically doomed — resolutions. Lose 20 pounds. Read 50 books. Save $5,000. Those big resolutions are sexy. They sound impressive when you tell friends. They're also unlikely to last past Groundhog Day. This year, ditch the...
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Attorney Mark Patterson poses in his law firm's offices Thursday, Nov. 15, 2018, in Nashville, Tenn. The recent turbulence in the U.S. stock markets is spooking older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. "There's a huge fear of folks my age that they're going to run out of money and they're going to need to rely on the government for help," Patterson said. (AP Photo/Mark Humphrey)
November 19, 2018 - 1:22 am
CHICAGO (AP) — The recent turbulence in the U.S. stock markets is spooking some older workers and retirees, a group that was hit particularly hard during the most recent financial crisis. There's no indication, though, that the recent volatility has brought about large-scale overhauls in retirement...
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April 18, 2018 - 1:59 pm
MIAMI (AP) — A survivor of a mass shooting that killed 17 at a Florida high school in February is calling for a boycott of two of what he says are the biggest investors in gun manufacturers: BlackRock and The Vanguard Group. Marjory Stoneman Douglas High School senior David Hogg used the hashtags #...
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An IRS Form 5305, Simplified Employee Pension — Individual Retirement Accounts Contribution Agreement is shown in New York on Monday, April 2, 2018. If small business owners want to set up the least complex retirement plans for their employees, the SEP, or Simplified Employee Pension, they can still do so by the due date for their returns. The owner must complete a formal written agreement to provide benefits to employees; the easiest way to do that is to complete IRS Form 5305. (AP Photo/Jenny Kane)
April 02, 2018 - 12:18 pm
EMPLOYEE RETIREMENT PLAN DEADLINE Small business owners who are considering starting retirement plans for their employees have a chance to save on their 2017 taxes. If they want to set up the least complex plan, the SEP, or Simplified Employee Pension, they can still do so by the due date for their...
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FILE - In this Monday, Jan. 9, 2017, file photo, a trader works at the New York Stock Exchange. There’s still time to slash your tax burden, boost your retirement savings and get a head start on investing wisely in 2018. One tip is to spend some time reviewing your portfolio. The end of the year is a good time to check your portfolio’s diversification among assets, such as stocks and bonds, and categories within each. (AP Photo/Mark Lennihan, File)
December 07, 2017 - 10:09 am
Good news: There's still time to slash your tax burden, boost your retirement savings and get a head start on investing wisely in 2018 — all before Auld Lang Syne plays on New Year's Eve. Bad news: You'll need to take action — and soon. Use this simple checklist to save money and prepare your...
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