Personal loans

FILE- In this Feb. 26, 2019, file photo Federal Reserve Chairman Jerome Powell testifies before the Senate Banking, Housing and Urban Affairs Committee on monetary policy on Capitol Hill in Washington. On Wednesday, March 20, the Federal Reserve releases its latest monetary policy statement after a two-day meeting. (AP Photo/Kevin Wolf, File)
March 20, 2019 - 2:36 pm
WASHINGTON (AP) — The Federal Reserve is expected to end its latest policy meeting Wednesday by refining its new overarching message that it plans to be "patient" about any further interest rate hikes. The Fed is all but sure to keep its key short-term rate in a range of 2.25 percent to 2.5 percent...
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FILE- In this May 17, 2018, file photo, new graduates line up before the start of the Bergen Community College commencement at MetLife Stadium in East Rutherford, N.J. In high school, students hear that they should earn a college degree to have a well-paying, successful career. But student debt isn’t good when your degree doesn’t lead to a job that earns enough to repay it. (AP Photo/Seth Wenig, File)
March 14, 2019 - 11:03 am
Students take on college debt with the best of intentions. They've been told that a college degree is a ticket to success. That they should pursue their dreams. That student debt is good debt. But how do smart students wind up with debt they can't repay? Here are three reasons, plus ways to avoid...
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In this Thursday, Feb. 21, 2019 photo a sign is posted near a newly constructed home in Natick, Mass. On Thursday, March 14, the Commerce Department reports on sales of new homes in January. (AP Photo/Steven Senne)
March 14, 2019 - 11:01 am
WASHINGTON (AP) — Sales of new U.S. homes slumped 6.9 percent in January, a possible sign that buyers paused during the government shutdown. The Commerce Department said Thursday that new homes sold at a seasonally adjusted annual rate of 607,000 in January, down from 652,000 in December. The...
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In this Wednesday, Feb. 20, 2019, photo a coming soon for sale sign sits in front of a home in the Dallas suburb of Richardson, Texas. On Thursday, Feb. 21, 2019, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/LM Otero)
February 21, 2019 - 11:44 am
WASHINGTON (AP) — U.S. long-term mortgage rates dipped this week to the lowest average in more than a year, providing a possible boost to the start of the Spring homebuying season in March. Mortgage buyer Freddie Mac says the average rate on the benchmark 30-year, fixed-rate mortgage declined to 4...
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FILE - In this Wednesday, Feb. 20, 2019, photo a price reduced for sale sign sit in front of a home in north Dallas. On Tuesday, Feb. 26, the Standard & Poor's/Case-Shiller 20-city home price index for December is released. (AP Photo/LM Otero, File)
February 21, 2019 - 10:59 am
WASHINGTON (AP) — U.S. home sales fell 1.2 percent in January to their worst pace in more than three years, as persistent affordability problems have put a harsh chill in the real estate market. The National Association of Realtors said Thursday that sales of existing homes declined 1.2 percent to...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 19, 2019 - 12:07 am
Setting smart, achievable goals is important if you want to take charge of your financial life. But many of us are surprisingly bad at choosing the goals that actually matter most to us. Investment research firm Morningstar had 318 people write down their top three financial priorities, then showed...
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FILE- In this Aug. 9, 2018, photo a manager of a financial services store in Ballwin, Mo., counts cash being paid to a client as part of a loan. The nation's federal financial watchdog has announced its plans to roll back most of its consumer protections governing the payday lending industry. It's the Consumer Financial Protection Bureau's first rollback of regulations under its new Director, Kathy Kraninger, who took over the bureau late last year. (AP Photo/Sid Hastings, File)
February 06, 2019 - 4:48 pm
NEW YORK (AP) — The nation's federal financial watchdog said Wednesday that it plans to abolish most of its critical consumer protections governing payday lenders. The move is a major win for the payday lending industry, which argued the government's regulations could kill off a large chunk of its...
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In this pool image from video, Stacey Abrams delivers the Democratic party's response to President Donald Trump's State of the Union address, Tuesday, Feb. 5, 2019 from Atlanta. Abrams narrowly lost her bid in November to become America's first black female governor, and party leaders are aggressively recruiting her to run for U.S. Senate from Georgia. Speaking from Atlanta, Abrams calls the shutdown a political stunt that "defied every tenet of fairness and abandoned not just our people, but our values." (Pool video image via AP)
February 06, 2019 - 4:00 am
ATLANTA (AP) — Stacey Abrams harnessed the frustration of Democrats on Tuesday with a sharp rebuke of President Donald Trump for abandoning working Americans and fomenting partisan and cultural discord. Just months after narrowly losing her bid to become America's first black woman governor, the...
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FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)
February 05, 2019 - 9:14 am
There's a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn't talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and...
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FILE- This Jan. 4, 2019, file photo shows a house for sale in Pittsburgh's Lawrenceville neighborhood. On Thursday, Jan. 31, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Keith Srakocic, File)
January 31, 2019 - 12:00 pm
WASHINGTON (AP) — U.S. long-term mortgage rates edged up after declining in recent weeks. Mortgage buyer Freddie Mac said Thursday that the average rate on the benchmark 30-year, fixed-rate mortgage rose to 4.46 percent, from 4.45 percent last week. Despite the recent declines, home borrowing rates...
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