Personal finance

FILE - In this Tuesday, Sept. 15, 2020, file photo, passers-by examine a storefront window in Boston's fashionable Newbury Street shopping district. U.S. consumer confidence dipped slightly in October as a new wave of coronavirus cases began across the country. The Conference Board reported Tuesday, Oct. 27, 2020, that its consumer confidence index fell to a reading of 100.9, from 101.8 in September. (AP Photo/Steven Senne)

A newly constructed home is shown for sale, Thursday, Oct. 15, 2020, in Surfside, Fla. U.S. home prices posted a robust gain in August — another sign that the American housing market remains strong despite economic fallout from the coronavirus pandemic. (AP Photo/Wilfredo Lee)

UAE Minister of State for Food and Water Security Mariam al-Muhairi, left, receives a gift from Erel Margalit, founder and chairman of Jerusalem Venture Partners, JVP, at the headquarter of the Government Accelerators in Dubai, United Arab Emirates, Tuesday, Oct. 27, 2020. Another plane full of Israeli business people excited about their newfound access to the UAE has touched down in Dubai this week. It's the latest whirlwind trip seeking to cash in on a U.S.-brokered deal to normalize relations between the countries. (AP Photo/Kamran Jebreili)

FILE - In this June 23, 2020, file photo, President Donald Trump tours a section of the border wall in San Luis, Ariz. During his 2016 primary run, Trump sought to mark his ground as a hard-line immigration enforcer who would build “a great, great wall on our southern border.” Nearly four years later, Trump still has work to do completing his wall and much that has been completed has been paid by U.S. taxpayers despite promises otherwise. (AP Photo/Evan Vucci, File)

A woman walks past a personal finance loan office Thursday, Oct. 1, 2020, in Franklin, Tenn. Consumers, by and large, improved their credit profile during the pandemic. Helped by federal stimulus payments, expanded unemployment benefits, lender relief agreements and a shift in habits, Americans used less credit, paid down debt, made fewer late payments and improved their credit scores. (AP Photo/Mark Humphrey)

FILE - In this July 15, 2020, file photo, job seekers exercise social distancing as they wait to be called into the Heartland Workforce Solutions office in Omaha, Neb. For the first time in nearly 50 years, older workers are facing higher unemployment than midcareer workers, according to a study released Tuesday, Oct. 20, 2020, from the New School. (AP Photo/Nati Harnik, File)

FILE - In this Aug. 25, 2020 file photo, U.S. Secretary of State Mike Pompeo stands with Sudanese Gen. Abdel-Fattah Burhan, the head of the ruling sovereign council, in Khartoum, Sudan. President Donald Trump on Monday, Oct. 19, 2020 said Sudan will be removed from the U.S. list of state sponsors of terrorism if it follows through on its pledge to pay $335 million to American terror victims and families. (Sudanese Cabinet via AP, File)

President Donald Trump speaks during a campaign rally at Pitt-Greenville Airport, Thursday, Oct. 15, 2020, in Greenville, N.C. (AP Photo/Evan Vucci)

President Donald Trump speaks during an NBC News Town Hall with moderator Savannah Guthrie, at Perez Art Museum Miami, Thursday, Oct. 15, 2020, in Miami. (AP Photo/Evan Vucci)

A demonstrator takes a mock copy of Cyprus passport during a demonstration against corruption outside of the conference center in the capital Nicosia, Cyprus, Wednesday, Oct. 14, 2020. Protesters called for the resignation of Cyprus' Parliamentary Speaker Demetris Syllouris amid corruption allegations involving the country's now defunct citizenship-for-investment program. (AP Photo/Petros Karadjias)