Financial planning

In this April 14, 2019 photo, Muqadas Ashraf speaks to The Associated Press in Gujranwala, Pakistan. Muqadas Ashraf was just 16 when her parents married her off to a Chinese man who had come to Pakistan looking for a bride. Less than five months later, Muqadas is back home in Pakistan, pregnant and seeking a divorce from a husband she says was abusive. (AP Photo/K.M. Chaudary)
May 07, 2019 - 7:12 am
GUJRANWALA, Pakistan (AP) — Hundreds young women from Pakistan's small Christian minority have been trafficked to China as brides in recent months as their impoverished community is targeted in an aggressive new marriage market, activists and officials say. Brokers offer desperately poor parents...
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FILE - In this Nov. 30, 2018, file photo people are silhouetted against holiday lights reflecting off a pond in a park in Lenexa, Kan. Financial planning is daunting enough, but it becomes more complicated and critical when you have a child or family member with special needs. If you don’t leave any money or support in place, their fate may be left up to the court and wellbeing could suffer. (AP Photo/Charlie Riedel, File)
May 05, 2019 - 12:28 pm
Financial planning is daunting enough, but it becomes more complicated and critical when you have a child or family member with special needs. If you don't leave any money or support in place, their fate may be left up to the court and wellbeing could suffer. If you leave too much, they could lose...
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FILE- In this Feb. 21, 2019, file photo a recently constructed home, left, is reflected in water, in Natick, Mass. Before squeezing every last nickel into a down payment on a home mortgage, set some cash aside to handle unexpected expenses after the closing. (AP Photo/Steven Senne, File)
April 25, 2019 - 10:01 am
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right...
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Sen. Doug Jones carries a plastic rose he picked up among the debris during a tour of tornado damage in Beauregard, Ala., on Thursday March 7, 2019. A fatal tornado struck Beauregard on Sunday afternoon. (Mickey Welsh/The Montgomery Advertiser via AP)
March 07, 2019 - 7:51 pm
BEAUREGARD, Ala. (AP) — Volunteers helped clear debris-clogged roads and donated money to help pay for the funerals of 23 people killed by a devastating tornado in Alabama, where grieving survivors hunted amid twisted wreckage for keepsakes to help them remember the dead. Bobby Kidd sifted through...
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March 01, 2019 - 6:03 pm
NEW YORK (AP) — The NFL's salary cap will jump $11 million next season to $188.2 million. In the ninth year of the 10-year labor agreement, the cap moves up from $177.2 million. It has increased in every year of the contract, with the biggest move in 2015 to 2016, when it went up by just under $12...
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FILE - In this June 15, 2018, file photo a canning jar filled with currency sits on a shelf in East Derry, N.H. An emergency fund doesn’t have to be wishful thinking when you’re building your financial life. Start small to build a habit, use windfalls to kick-start your fund and have a plan for irregular expenses. (AP Photo/Charles Krupa, File)
February 27, 2019 - 8:00 am
Let's be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some weeks, it can feel like you barely have enough money to get by, let alone put some away for a rainy day. But that cash stash...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 11, 2019 - 7:06 am
Plenty has been written about American workers' failure to plan adequately for retirement. Their employers seem to be doing an even worse job. Only 1 in 10 large employers offers a formal phased-retirement program that lets workers cut back their hours or responsibilities before they quit work...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 28, 2019 - 7:12 am
If you're getting a divorce , it pays to keep quiet on social media, says New York divorce attorney Jacqueline Newman. Trashing a soon-to-be ex or boasting about your great new life can complicate divorce negotiations. One client's husband, for example, insisted he couldn't afford a proposed...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
January 23, 2019 - 8:39 am
Tyler Luker of Plano, Texas, is a high school junior who already knows which college he wants to attend (University of Missouri), how much it costs ($43,300 for out-of-state residents) and how much he can expect his single mother to contribute: nothing. "That's protecting my retirement," says...
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In this Nov. 2, 2018, photo Darlene Hardison speaks during an interview in Detroit. Hardison would have loved to have a funeral for her father and uncle and bury them in marked graves at a Michigan cemetery. But she and her family could come up with only enough money to have them cremated, then left the remains to a Detroit funeral home to bury. Instead, authorities later discovered their cremated remains among nearly 300 others in bags, boxes and other containers inside Cantrell Funeral Home. (AP Photo/Carlos Osorio)
January 20, 2019 - 10:34 am
DETROIT (AP) — Darlene Hardison would have loved to have a funeral for her father and uncle and bury them in marked graves at a Michigan cemetery. But she and her family could come up with only enough money to have Hoover Heags and Arthur Hardison cremated, then they left the remains to a Detroit...
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