Consumer services

Customers sit in a restaurant at Patriarshiye Prudy, a hip restaurant and bar district in Moscow, Russia, late Friday, Oct. 16, 2020. The outbreak in Russia this month is breaking the records set in the spring, when a lockdown to slow the spread was put in place. But, as governments across Europe move to reimpose restrictions to counter rising cases, authorities in Russia are resisting shutting down businesses again. (AP Photo/Pavel Golovkin)

Medical staff takes a COVID-19 test at a coronavirus test center in Cologne, Germany, Thursday, Oct. 15, 2020. The city exceeded the important warning level of 50 new infections per 100,000 inhabitants in seven days. More and more German cities become official high risk corona hotspots with travel restrictions within Germany. (AP Photo/Martin Meissner)

FILE - In this Friday, Oct. 9, 2020 file photo, a waiter wearing a face mask to prevent the spread of coronavirus sweeps the terrace of a bar in downtown Madrid, Spain. Europe’s economy was just catching its breath from what had been the sharpest recession in modern history. A resurgence in coronavirus cases in October 2020 risks undoing that and will likely turn what was meant to be a period of healing for the economy into a lean winter of job losses and bankruptcies. (AP Photo/Manu Fernandez, File)

FILE - In this July 17, 2020 file photo, a senior citizen holds the hand of a care coordinator at a Health facility in Miami. Federal health officials on Friday unveiled a plan to get approved coronavirus vaccines to nursing home residents free of cost, with the aid of two national pharmacy chains. No vaccine has yet been approved by the Food and Drug Administration, and the distribution program is contingent on that happening first. (AP Photo/Wilfredo Lee)

FILE - In this Wednesday, Oct. 14, 2020 file photo, the American Flag hangs outside the New York Stock Exchange in New York. Stocks are opening higher on Wall Street, putting the market on track to end a choppy week of trading slightly higher. If the gains hold, the S&P 500 would mark its third straight weekly gain. In the first few minutes of trading Friday, Oct. 16 the benchmark index was up 0.4%. (AP Photo/Frank Franklin II)

Trainer Legend Tarvers, center, leads a group during a workout at Legacy Fit, Monday, Aug. 31, 2020, in Miami. As the vast majority of in-person fitness clubs switched to virtual classes when the pandemic hit, Legacy Fit took the opposite approach. When Florida became one of the nation's COVID-19 hot spots in July, CEO Manning Sumner decided to host classes in a ballroom-sized outdoor tent that would still ensure safety, but allow clients to exercise in-person. (AP Photo/Wilfredo Lee)

Passers-by examine a storefront window, Tuesday, Sept. 15, 2020, in Boston's fashionable Newbury Street shopping district. Retail sales rose in September for the fifth month in a row, as Americans spent more on clothing, cars and sporting goods. The U.S. Commerce Department said Friday, Oct. 16, that retail sales grew 1.9% last month.AP Photo/Steven Senne)

A beachgoer walks down Waikiki Beach, Thursday, Oct. 15, 2020, in Honolulu. A new pre-travel testing program will allow visitors who test negative for COVID-19 to come to Hawaii and avoid two weeks of mandatory quarantine goes into effect Thursday. The pandemic has caused a devastating downturn on Hawaii's tourism-based economy and many are hoping the testing will help the economy rebound. (AP Photo/Marco Garcia)

Jim Zoller, top, gets a rapid COVID-19 test from June Lopez, Dignity GoHealth medical assistant, before a United Airlines flight to Hawaii at San Francisco International Airport in San Francisco, Thursday, Oct. 15, 2020. Coronavirus weary residents and struggling business owners in Hawaii will be watching closely as tourists begin to return to the islands on Thursday without having to self-quarantine upon arrival. (AP Photo/Jeff Chiu)

People walk past a Miniso shop at a shopping mall in Beijing, Thursday, Oct. 15, 2020. Miniso, a Chinese discount retailer known for its fashionable but affordable household products, is expected to raise up to $562 million in a U.S. initial public offering in New York. The Guangzhou-based retailer is the latest Chinese company to list in the U.S., amid tensions that have taken U.S.-China relations to their worst level in decades. (AP Photo/Mark Schiefelbein)