Personal finance

FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 19, 2019 - 12:07 am
Setting smart, achievable goals is important if you want to take charge of your financial life. But many of us are surprisingly bad at choosing the goals that actually matter most to us. Investment research firm Morningstar had 318 people write down their top three financial priorities, then showed...
Read More
FILE- In this Oct. 23, 2018, file photo, students walk on the campus of Miami Dade College, in Miami. The nine companies and organizations tasked with servicing the accounts of the nation’s 30 million student loan borrowers repeatedly failed to do their jobs properly over a period of years and their regulator neglected to hold them responsible, a new report finds. The report released Thursday, Feb. 14, 2019, by the Department of Education’s independent Inspector General’s office shows some borrowers weren’t getting the guidance and protection they needed as they sought the best plan for paying off their student loans. (AP Photo/Lynne Sladky)
February 14, 2019 - 1:04 pm
NEW YORK (AP) — The nine companies and organizations tasked with servicing the accounts of the nation's 30 million student loan borrowers repeatedly failed to do their jobs properly over a period of years and their regulator neglected to hold them responsible, a new report finds. The report...
Read More
A pedestrian passes Valentine's day stuffed animals for sale ahead of the holiday in Philadelphia, Wednesday, Feb. 13, 2019. The Federal Trade Commission announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. (AP Photo/Matt Rourke)
February 13, 2019 - 4:08 pm
Is it love? Maybe not. The FTC announced this week that romance-related scams have surged recently and generated more losses than any other consumer fraud reported to the agency last year. The number of these romance scams reported to the agency jumped from 8,500 in 2015 to more than 21,000 in 2018...
Read More
FILE- In this Feb. 7, 2019, file photo the Lexus LS500 is displayed during the media preview of the Chicago Auto Show in Chicago. J.D. Power’s annual survey found that Lexus was the most dependable brand for the eighth-straight year. (AP photo/Nam Y. Huh, File)
February 13, 2019 - 1:11 pm
DETROIT (AP) — Automobiles are getting more reliable, but J.D. Power's annual survey finds problems with battery failures, transmission shifting and voice recognition systems. The survey found that Lexus was the most dependable brand for the eighth-straight year, but some mass-market brands cracked...
Read More
FILE- In this Jan. 16, 2019, file photo doors at the Internal Revenue Service (IRS) in the Henry M. Jackson Federal Building are locked and covered with blinds as a sign posted advises that the office will be closed during the partial government shutdown in Seattle. Disruptions from last month’s partial government shutdown caused a “shocking” deterioration in the IRS’ telephone help for taxpayers in the first week of the filing season, the agency’s watchdog said in a report released Tuesday, Feb. 12. (AP Photo/Elaine Thompson, File)
February 12, 2019 - 11:37 am
WASHINGTON (AP) — Disruptions from last month's partial government shutdown caused a "shocking" deterioration in the IRS' telephone help for taxpayers in the first week of the filing season, the agency's watchdog said in a report released Tuesday. In the week of Jan. 28, the official start of the...
Read More
FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
February 11, 2019 - 7:06 am
Plenty has been written about American workers' failure to plan adequately for retirement. Their employers seem to be doing an even worse job. Only 1 in 10 large employers offers a formal phased-retirement program that lets workers cut back their hours or responsibilities before they quit work...
Read More
FILE- In this Jan. 9, 2019, file photo, a man checks his phone in Cambridge, Mass. Mike Johansson, a senior lecturer in communication at Rochester Institute of Technology, has asked his students to keep track of how they spend their time. “Over time, I had a few students who came back to me and said, ‘I was amazed. I didn’t realize that over the course of a week I was averaging three to four hours on YouTube every day.’ It adds up,” Johansson says. (AP Photo/Elise Amendola, File)
February 07, 2019 - 10:44 am
Apple's Screen Time feature can tell you more about your iPhone usage than you may care to know. Like how many text notifications you receive, the number of hours you spend on social networking and how your total usage on any given day stacks up against your average. The numbers don't lie, but they...
Read More
FILE- In this Aug. 9, 2018, photo a manager of a financial services store in Ballwin, Mo., counts cash being paid to a client as part of a loan. The nation's federal financial watchdog has announced its plans to roll back most of its consumer protections governing the payday lending industry. It's the Consumer Financial Protection Bureau's first rollback of regulations under its new Director, Kathy Kraninger, who took over the bureau late last year. (AP Photo/Sid Hastings, File)
February 06, 2019 - 4:48 pm
NEW YORK (AP) — The nation's federal financial watchdog said Wednesday that it plans to abolish most of its critical consumer protections governing payday lenders. The move is a major win for the payday lending industry, which argued the government's regulations could kill off a large chunk of its...
Read More
FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)
February 05, 2019 - 9:14 am
There's a dirty little secret of the student debt crisis. One that affects millions of borrowers, but isn't talked about at dinner tables, on social media or in think pieces about student loans. The taboo topic is wage garnishment and it works like this: Default on your federal student loans and...
Read More
FILE- This Aug. 17, 2010, file photo shows William H. Gross founder and Managing Director of PIMCO at the Conference on the Future of Housing Finance at the Treasury Department in Washington. Janus Henderson Investors says that "Bond King" William H. Gross is retiring to concentrate on his personal assets and private charitable foundation. The 74-year-old Gross will retire on March 1. (AP Photo/Pablo Martinez Monsivais, File)
February 04, 2019 - 2:39 pm
DENVER (AP) — William H. Gross, the famed and colorful bond investor who once controlled the world's largest mutual fund, is closing his professional career of more than 40 years and retiring to focus on managing his personal assets and private charitable foundation. Gross, 74, was nicknamed the "...
Read More

Pages