Personal finance

April 09, 2019 - 6:53 am
There's almost always a reason for photographs — an engagement , wedding, graduation, pregnancy, you name it. For many of these occasions, you'll want a professional on hand who can do more than add a fancy filter to an ordinary snapshot. But hiring a photographer to capture life's important...
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FILE- In this March 14, 2019, file photo students walk on the Stanford University campus in Santa Clara, Calif. Before student loans, people who couldn’t afford to go to college usually didn’t. Even though tuition was cheaper, it was still cost-prohibitive for many, who turned to solutions such as working through school, getting help from their parents or finding scholarships. (AP Photo/Ben Margot, File)
April 04, 2019 - 11:38 am
College tuition was less than what today's students pay for textbooks when Caron and Jack Knopoff attended Chicago's Wright Junior College in the mid-1960s. Tuition at what is now Wilbur Wright College was $24 per credit hour, Caron Knopoff says. To cover this cost, the couple, who were dating at...
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FILE - In this Dec. 14, 2007 file photo, a traveler uses a Delta SkyMiles credit card to buy an airline e-ticket at the Bob Hope Airport in Burbank, Calif. American Express and Delta Airlines extended their credit card partnership through 2029, the companies jointly announced Tuesday, April 2, 2019, a significant extension of one of the larger financial partnerships between a major U.S. airline and a credit card company. Delta also raised its outlook for first-quarter profit, helping to lift its shares and the shares of other airlines. (AP Photo/Damian Dovarganes, File)
April 02, 2019 - 4:20 pm
NEW YORK (AP) — American Express and Delta Air Lines extended their credit card partnership through 2029, the companies jointly announced Tuesday, a significant extension of one of the larger financial partnerships between a major U.S. airline and a credit card company. Separately, Delta raised its...
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FILE- This June 10, 2015, file photo shows chip credit cards in Philadelphia. Money can’t buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. (AP Photo/Matt Rourke, File)
March 28, 2019 - 9:16 am
Money can't buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. IF YOU'RE NEW TO CREDIT If you're just starting out, you can use a tax refund to get a credit card...
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In this Sunday, March 24, 2019 photo a passer-by walks on a pedestrian walkway, in Boston's Seaport district. At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That’s the highest level since 2007. “Understanding your options and making a plan is imperative,” says Billy Hensley, CEO of the National Endowment for Financial Education. “Anyone doing that is going in the right direction.” (AP Photo/Steven Senne)
March 26, 2019 - 9:05 am
The saying that debt is easy to get into and hard to get out of hits home for younger Americans: At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That's the highest level since 2007. "Understanding your options and making a plan is...
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A screen on the floor of the New York Stock Exchange shows the rate decision of the Federal Reserve, Wednesday, March 20, 2019. The Federal Reserve is leaving its key interest rate unchanged and projecting no rate hikes in 2019, dramatically underscoring its plan to be "patient" about any further increases. (AP Photo/Richard Drew)
March 21, 2019 - 3:14 am
NEW YORK (AP) — So much for those worries about rising interest rates. Just a few months ago, rising rates were bearing down on everyone from home buyers to stock investors after the Federal Reserve put through seven quarter-point increases in 2017 and 2018. But some rates began easing early this...
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FILE- In this May 17, 2018, file photo, new graduates line up before the start of the Bergen Community College commencement at MetLife Stadium in East Rutherford, N.J. In high school, students hear that they should earn a college degree to have a well-paying, successful career. But student debt isn’t good when your degree doesn’t lead to a job that earns enough to repay it. (AP Photo/Seth Wenig, File)
March 14, 2019 - 11:03 am
Students take on college debt with the best of intentions. They've been told that a college degree is a ticket to success. That they should pursue their dreams. That student debt is good debt. But how do smart students wind up with debt they can't repay? Here are three reasons, plus ways to avoid...
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March 08, 2019 - 11:04 am
Lost or missing documents can turn tax season into a giant headache, but they don't have to stall you for long. Here are some common tax necessities that might go missing — and what a tax pro says you can do if they give you the slip. LOST: YOUR W-2 What to do: Go to HR or your payroll department...
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FILE - This Wednesday, July 5, 2017, file photo, shows a "Sold" sign displayed in front of a house in Sacramento, Calif. A home of your own comes with new freedom and more responsibility. (AP Photo/Rich Pedroncelli, File)
March 05, 2019 - 7:03 am
You signed the papers, got the keys and opened the front door. Now, that quaint little place is all yours. But more freedom comes with more responsibility. A lot changes once you're a homeowner. Here's how to prepare for a few of the adjustments — emotionally and financially. 1. YOU THINK ABOUT...
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FILE - In this June 15, 2018, file photo a canning jar filled with currency sits on a shelf in East Derry, N.H. An emergency fund doesn’t have to be wishful thinking when you’re building your financial life. Start small to build a habit, use windfalls to kick-start your fund and have a plan for irregular expenses. (AP Photo/Charles Krupa, File)
February 27, 2019 - 8:00 am
Let's be real: For millennials, having an emergency fund is way down on the financial worry list, behind student loan debt, medical bills or saving for a down payment. Some weeks, it can feel like you barely have enough money to get by, let alone put some away for a rainy day. But that cash stash...
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