Personal finance

FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 29, 2019 - 7:45 am
Most retirement calculators are optimistic to a fault. They assume our incomes will rise throughout our working lives, or at least stay roughly the same. In reality, our incomes are likely to peak years — and sometimes decades — before we retire. Consider this: — People's biggest wage increases...
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FILE- In this Feb. 21, 2019, file photo a recently constructed home, left, is reflected in water, in Natick, Mass. Before squeezing every last nickel into a down payment on a home mortgage, set some cash aside to handle unexpected expenses after the closing. (AP Photo/Steven Senne, File)
April 25, 2019 - 10:01 am
Maximizing a home down payment can make sense: The bigger the down payment, the lower the monthly mortgage bill and the better the chance of building equity more quickly. But putting too much down could leave you without enough cash for home maintenance — or anything else. Pinpointing the right...
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April 24, 2019 - 11:39 am
The S&P 500 just hit an all-time high, recovering from last year's dramatic plunge. The economy seems to be on fairly solid footing, still it's anyone's guess what happens next for the stock market. So what does this mean for the average investor? Here are answers to some questions about where...
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FILE - In this Nov. 9, 2018, file photo, Walmart associate Alicia Carter fulfills online grocery orders at a Walmart Supercenter in Houston. Amazon and Walmart on Thursday, April 18, 2019, are kicking off a two-year pilot established by the government to allow low-income shoppers on government food assistance in New York to shop and pay for their groceries online. (AP Photo/David J. Phillip, File)
April 18, 2019 - 6:39 pm
NEW YORK (AP) — Amazon and Walmart on Thursday kicked off a two-year government pilot program allowing low-income shoppers on government food assistance in New York to shop and pay for their groceries online for the first time. ShopRite will join the two retailers on the program early next week,...
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In this Wednesday, April 17, 2019, photo online customer reviews for a product are displayed on a computer in New York. Many online purchases are based on careful consideration of star ratings and product reviews left by complete strangers. Some 82% of U.S. adults say they at least sometimes read online customer ratings or reviews before purchasing items for the first time, according to a 2016 Pew Research Center survey. (AP Photo/Jenny Kane)
April 18, 2019 - 10:24 am
In the world of online shopping , often buyers will purchase an item only after they see that other people also like it. And the easiest way to find out consumer sentiment? You guessed it: reviews. Many online purchases are based on careful consideration of star ratings and product reviews left by...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 15, 2019 - 7:43 am
Twenty-four years ago, I knew so little about travel rewards that I took an around-the-world trip without signing up for a single frequent traveler program. Those lost points and miles still haunt me. Fast forward to last summer, when our family stayed two nights at a luxury hotel in Venice, Italy...
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The Arizona lottery headquarters is shown Friday, April 12, 2019 in Tempe, Ariz. A growing number of states are moving to allow winners of big lottery jackpots to stay anonymous. It comes as privacy concerns are increasingly trumping lottery groups' wishes to publicize winners to boost sales and show that the games are fair. (AP Photo/Matt York)
April 12, 2019 - 9:11 pm
PHOENIX (AP) — A growing number of states are moving to allow the winners of big lottery jackpots to stay anonymous as privacy concerns are increasingly trumping lottery groups' wishes to publicize winners to boost sales and show that the games are fair. Arizona could be the next state to join at...
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FILE - In this Dec. 15, 2016, file photo, the Yahoo logo appears on a smartphone in Frankfurt, Germany. Nearly 200 million people who had sensitive information snatched from their Yahoo accounts will receive two years of free credit-monitoring services and other potential restitution in a legal settlement valued at $117.5 million. The deal disclosed in documents filed Tuesday, April 9, 2019, revises an earlier agreement struck last October, only to be rejected by U.S. District Court Judge Lucy Koh in San Jose. (AP Photo/Michael Probst, File)
April 10, 2019 - 4:20 pm
SAN FRANCISCO (AP) — Nearly 200 million people who had sensitive information snatched from their Yahoo accounts will receive two years of free credit-monitoring services and other potential restitution in a legal settlement valued at $117.5 million. The deal revises an earlier agreement struck last...
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April 09, 2019 - 6:53 am
There's almost always a reason for photographs — an engagement , wedding, graduation, pregnancy, you name it. For many of these occasions, you'll want a professional on hand who can do more than add a fancy filter to an ordinary snapshot. But hiring a photographer to capture life's important...
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FILE- In this March 14, 2019, file photo students walk on the Stanford University campus in Santa Clara, Calif. Before student loans, people who couldn’t afford to go to college usually didn’t. Even though tuition was cheaper, it was still cost-prohibitive for many, who turned to solutions such as working through school, getting help from their parents or finding scholarships. (AP Photo/Ben Margot, File)
April 04, 2019 - 11:38 am
College tuition was less than what today's students pay for textbooks when Caron and Jack Knopoff attended Chicago's Wright Junior College in the mid-1960s. Tuition at what is now Wilbur Wright College was $24 per credit hour, Caron Knopoff says. To cover this cost, the couple, who were dating at...
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