Personal finance

This Thursday, June 6, 2019, photo shows the U.S. Treasury Department building at dusk, in Washington. The Treasury Department issued final rules Tuesday, June 11 that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. (AP Photo/Patrick Semansky)
June 11, 2019 - 8:39 pm
The Treasury Department issued final rules Tuesday that would clamp down on taxpayers trying to circumvent a new cap on state and local tax deductions. The Tax Cut and Jobs Act, promoted by the Trump administration and passed in late 2017, limits the amount of state and local taxes that can be...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
June 10, 2019 - 10:35 am
Researchers tell us that most people would be better off waiting to claim Social Security benefits. Yet most people file early. More than half apply for Social Security before they reach full retirement age, which is currently 66 and rising to 67 for people born in 1960 and later. More than 30%...
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FILE - This April 13, 2019, file photo, shows rows of homes, in suburban Salt Lake City. On Thursday, June 6, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Rick Bowmer, File)
June 06, 2019 - 12:45 pm
WASHINGTON (AP) — U.S. long-term mortgage rates fell for the sixth consecutive week, with the key 30-year loan average running below 4% and at its lowest point since September 2017. The declining rates have been a boon to potential purchasers in the spring home buying season, and the number of...
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FILE - In this Feb. 6, 2018, file photo, a woman walks through the front doors at a Fidelity Investments office on Congress Street as the ticker displays stock market numbers in Boston. Federal regulators are moving to require that brokers provide their customers with detailed disclosures of their potential conflicts of interest when dispensing advice for retirement planning and other investments. (AP Photo/Stephan Savoia, File)
June 05, 2019 - 2:05 pm
WASHINGTON (AP) — Stockbrokers will have to divulge their potential conflicts of interest to clients when they give them investment advice under action taken Wednesday by federal regulators. The regulation adopted by the Securities and Exchange Commission will also require brokerages to eliminate...
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FILE- In this Jan. 4, 2019, file photo people walk by a real estate office in Pittsburgh's Lawrenceville neighborhood. Buying a home for the first time is challenging no matter your marital status. But doing so in an unmarried partnership poses unique challenges. (AP Photo/Keith Srakocic, File)
June 04, 2019 - 11:41 am
My partner had a goal: He wanted to be a homeowner by 30. A natural at saving, he built up a down payment throughout his mid-20s. I, on the other hand, always struggled to save. That put us in very different financial positions when it came time to buy a house. We were committed to sharing the road...
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June 03, 2019 - 6:48 pm
In a story May 31 about the proposed update to Form W-4, The Associated Press reported erroneously that employees might choose to have extra money withheld from their paycheck for a return at tax time. Added withholdings could yield a refund. A corrected version of the story is below: IRS proposes...
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FILE - In this Wednesday, Feb. 20, 2019, photo a price reduced for sale sign sit in front of a home in north Dallas. On Thursday, May 30, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/LM Otero, File)
May 30, 2019 - 2:45 pm
WASHINGTON (AP) — U.S. long-term mortgage rates fell for the fifth consecutive week, tipping the key 30-year loan average below 4% for the first time in nearly a year and a half. The declining rates have been a boon to potential purchasers in the spring home buying season. Mortgage buyer Freddie...
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FILE- In this Feb. 20, 2019, file photo a coming soon for sale sign sits in front of a home in the Dallas suburb of Richardson, Texas. On Thursday, May 23, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/LM Otero, File)
May 23, 2019 - 10:47 am
WASHINGTON (AP) — U.S. long-term mortgage rates fell slightly this week, marking a fourth straight week of declines to lure prospective purchasers in the spring homebuying season. Mortgage buyer Freddie Mac says the average rate on the 30-year, fixed-rate mortgage slipped to 4.06% from 4.07% last...
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May 20, 2019 - 10:48 am
You won't pay for health care in retirement with one lump sum. That's the way these expenses are often presented, though, and the amounts are terrifying. Fidelity Investments, for example, says a couple retiring in 2019 at age 65 will need $285,000 for health expenses, not including nursing home or...
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FILE - In this Feb. 20, 2019, file photo Saks Fifth Avenue shoppers pass through the luxury handbag section of Saks' flagship store in New York. Shopping can be a form of relaxation, an entertaining way to spend time or even a hobby. But it can turn into an expensive habit. (AP Photo/Kathy Willens, File)
May 14, 2019 - 10:44 am
Shopping can be a form of relaxation, an entertaining way to spend time or even a hobby. But it can turn into an expensive habit. Whether you sometimes give in to a weakness for designer handbags or brand-name shoes, here are three ways to help you manage the urge to spend. Pick the tactic that...
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